The launch of Apple Pay may have been the most impactful announcement of any tech firm this year. The tech titan with the Midas touch and customer experience extraordinaire will finally make mobile payments work where so many other have stumbled. I will finally be able to leave my wallet at home and transact anywhere…
Host Card Emulation (HCE) technology support is growing by leaps and bounds. Since it was introduced in the KitKat version of Android Operating System, HCE support in smart phones has been growing in a steep curve. Last month Google released new usage numbers showing that 25% of all smart phones running Android OS are already…
The dream of making payments using our smartphones at the corner store may be closer to reality with the recent developments in the market. Google announced support for Host Card Emulation earlier this year on its Android operating system, making the use of Near Field Communication (NFC) a lot easier on Android devices. And now…
Ever since Google announced support for Host Card Emulation (HCE) earlier this year on the Android OS, banks, merchants and other mobile payment aficionados have been all over it, trying to grasp its significance. Countless blogs, papers and presentations have been written about it, but, as they say, a picture is worth a thousand words….
Sequent announced yesterday that we have received a US patent for a key feature of mobile payments: “one tap” mobile payments. If you don’t know what it is, “one tap” or “single tap” functionality allows mobile wallets to transmit multiple cards — such as payment, loyalty, coupons, and offers — at the same time to…
Ever since Google announced the availability of Host Card Emulation (HCE) in the last version of Android, the discussion in the world of mobile payments has taken a very interesting turn. Banks that were previously forced to work with an overly complex technology and large and lengthy integration projects are suddenly in position to compete…
I was surprised to read the other day that despite all the hype, still only about 1% of commerce transactions happen in mobile devices according to eMarketer. Even total e-commerce, around from the early days of the Internet, still represents barely 6% of total retail commerce. These numbers are consistent with the numbers published by…
Host Card Emulation (HCE) and digital issuance can finally give banks the scale they need. Thus far, bank rollouts of mobile payment and wallet services have been hindered by multiple factors from the dependency on the secure element owner, the inability to deploy wallet services across multiple mobile phone operators, to the availability of Near…
The announcement that Sberbank, the largest bank in Russia and Eastern Europe with 100 Million customers, was adopting Host Card Emulation (HCE) mobile payments made many news headlines. It also generated a lot of inquiries as to why Sberbank chose Sequent as the provider of HCE mobile payments technology. As an analyst asked last week…
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