Tag: hce

Tokenization is not enough: Ensuring secure mobile payments using dynamic issuance with on-device security and management

HCE cloud-based mobile payments have opened a new chapter in the industry’s thinking around security of card data on-device and the risk management associated with it.  The lack of secure element hardware storage on-device creates the need for strong software based solutions to mitigate the risk of storing sensitive card data on phone memory. Tokenization…

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HCE Support Could Reach 85% of Smart Phones

Host Card Emulation (HCE) technology support is growing by leaps and bounds. Since it was introduced in the KitKat version of Android Operating System, HCE support in smart phones has been growing in a steep curve. Last month Google released new usage numbers showing that 25% of all smart phones running Android OS are already…

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Be Agnostic: Secure Element, HCE and all the Above

The launch of the iPhone 6 with NFC technology only reinforced something we have been telling our customers for years: focus on the user experience and be agnostic to technology. A consumer mobile payments system should work on all devices using any technology to cover as many consumers and merchants in a given country or…

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One Tap Mobile Payments: Patenting Simplicity

Sequent announced yesterday that we have received a US patent for a key feature of mobile payments: “one tap” mobile payments. If you don’t know what it is, “one tap” or “single tap” functionality allows mobile wallets to transmit multiple cards — such as payment, loyalty, coupons, and offers — at the same time to…

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