Tag: encryption

Tokenization vs. Encryption Within Enterprise Software

Understanding the Differences of Tokenization vs. Encryption The use of the term Tokenization has created a lot of stir in the market. In the fintech industry, it is one of the trending terms that gets exploited as an attention-getter. As a digital security industry, Tokenization popularity is fine because we all love attention but at…

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Thoughts From the 2019 Seamless Conference

Seamless seems to miss the point, or does it?! From an unusually cloudy Dubai and as the sun (or lack thereof) sets on the latest iteration of the Middle East’s leading Payments and eCommerce conference, one is left wondering if this year, again, our industry has missed the point. Bringing together the regions’ leading lights…

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Tokenization is not enough: Ensuring secure mobile payments using dynamic issuance with on-device security and management

HCE cloud-based mobile payments have opened a new chapter in the industry’s thinking around security of card data on-device and the risk management associated with it.  The lack of secure element hardware storage on-device creates the need for strong software based solutions to mitigate the risk of storing sensitive card data on phone memory. Tokenization…

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What is tokenization?

At its root, a token is something with low value representing something with high value; just as a casino chip represents cash. In electronic payments, tokenization is being used to reduce security risks inherent in the collection and transfer of highly sensitive data such as credit card Personal Account Numbers (PAN). In the mobile payments…

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