Category: Security

Sequent Re-certifies Against the Highest Level of Payment Card Security

Payments and data security is a never-ending journey punctuated by both “milestones” and “events”. Milestones are the high points associated with meaningful security improvements (e.g. a new feature, product, or tool that better protects the data) or newly demonstrated competency in managing security. A security-mindful company will experience these positive milestones frequently and consistently. Events…

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Mobile payments security with a “Defense in Depth”

Mobile payments is the next “big thing” for consumers. But how can we keep it from becoming so for hackers as well? As our “always on” culture moves from good old plastic and chip cards to mobile phones, where data and software are more vulnerable to hackers, how do we maintain trust without eliminating utility?…

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How can banks win the mobile payments game?

Banks are beginning to realize that mobile payments are better not left to tech giants. Banks can be intermediated and loose the one-on-one brand connection with the consumer. But how can banks win the mobile payments game? Well, the partnership between Chase and MCX gives us a few good lessons. At first you wouldn’t think…

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Cards are the hottest new content category on mobile

2015 has been the breakthrough year for consumer mobile payments at physical stores. Beyond the current hype, there is still plenty of debate about whether mobile proximity payment will be successful moving forward. This new consumer value has roots in both the payments and mobile ecosystems and yet is something wholly new – an idea…

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The rise of HCE-based mobile payments

From an interview published on Mobile Payments Today Last May, Russia-based Sberbank became one of the first major financial institutions to announce a commercial mobile wallet rollout that integrated Host Card Emulation to bypass the secure element in a smartphone to make NFC mobile payments. Sequent Software Inc., a U.S.-based firm that specializes in providing a mobile wallet platform-as-a-service,…

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