Category: HCE

How can banks win the mobile payments game?

Banks are beginning to realize that mobile payments are better not left to tech giants. Banks can be intermediated and loose the one-on-one brand connection with the consumer. But how can banks win the mobile payments game? Well, the partnership between Chase and MCX gives us a few good lessons. At first you wouldn’t think…

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The rise of HCE-based mobile payments

From an interview published on Mobile Payments Today Last May, Russia-based Sberbank became one of the first major financial institutions to announce a commercial mobile wallet rollout that integrated Host Card Emulation to bypass the secure element in a smartphone to make NFC mobile payments. Sequent Software Inc., a U.S.-based firm that specializes in providing a mobile wallet platform-as-a-service,…

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Reinventing the in-store app experience

I recently came across an article on Retail Touchpoints called “Reinventing The Retail App For In-Store Success“. In it Artisan CEO Bob Moul explains why retailers nowadays care so much about native mobile app strategy for in-store experience and how it is essential to maximizing ROI. According to a Google research, some 84% of shoppers use their smart…

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