The Sequent Blog

The latest and greatest news, announcements and resources from the leader in Tokenization as a Service and Host Card Emulation (HCE).

Reinventing the in-store app experience

I recently came across an article on Retail Touchpoints called “Reinventing The Retail App For In-Store Success“. In it Artisan CEO Bob Moul explains why retailers nowadays care so much about native mobile app strategy for in-store experience and how it is essential to maximizing ROI. According to a Google research, some 84% of shoppers use their smart…

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Tokenization is not enough: Ensuring secure mobile payments using dynamic issuance with on-device security and management

HCE cloud-based mobile payments have opened a new chapter in the industry’s thinking around security of card data on-device and the risk management associated with it.  The lack of secure element hardware storage on-device creates the need for strong software based solutions to mitigate the risk of storing sensitive card data on phone memory. Tokenization…

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Banks and Merchants Must Have Their Own Payment Apps

Banks and merchants are under threat to lose millions of dollars in investment in their apps by allowing them to become obsolete because they don’t provide the most desired functionality of all: Payment. The reason is simple. A mobile app that offers a new and better way to perform a task that literally occurs multiple…

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Infographic: What Will Android Pay Look Like?

The launch of Apple Pay may have been the most impactful announcement of any tech firm this year. The tech titan with the Midas touch and customer experience extraordinaire will finally make mobile payments work where so many other have stumbled. I will finally be able to leave my wallet at home and transact anywhere…

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New Free eBook: Turn Any App Into a Wallet

Sequent’s new eBook “Turn Any App Into a Wallet” helps banks, merchants and other app owners understand how to add valuable commerce functionality to their existing mobile apps. Most companies understand that having their branded mobile app in a consumer’s smart phone is the closest connection they have ever had with their customers. With time…

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App Enablement: Turn Any App Into a Wallet

Today most companies understand that having their branded mobile app in a consumer’s smart phone is the closest connection they have ever had with their customers. With time spent on mobile devices rising, companies with a mobile app on a consumer’s phone have a spotlight and opportunity to connect like never before. Apps are also…

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HCE Support Could Reach 85% of Smart Phones

Host Card Emulation (HCE) technology support is growing by leaps and bounds. Since it was introduced in the KitKat version of Android Operating System, HCE support in smart phones has been growing in a steep curve. Last month Google released new usage numbers showing that 25% of all smart phones running Android OS are already…

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Be Agnostic: Secure Element, HCE and all the Above

The launch of the iPhone 6 with NFC technology only reinforced something we have been telling our customers for years: focus on the user experience and be agnostic to technology. A consumer mobile payments system should work on all devices using any technology to cover as many consumers and merchants in a given country or…

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