Glossary
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| acquirer |
Entity responsible for enabling merchants to accept card-based payments. Often also responsible for processing payment transactions on behalf of merchants. |
| app |
Software application that runs on a mobile device. May be downloaded by the consumer from an online app store or preloaded on a device (a native app). |
| app management |
On-device middleware and support services to integrate NFC payments and other credentials into consumer mobile apps. |
| app store |
Digital distributor of applications for mobile devices. |
| applet |
Software application that runs on a secure element, typically in a GlobalPlatform environment. May be downloaded by a TSM or an authorized agent or pre-loaded on the secure element. |
| application |
See app. |
| authentication |
Validationg the identity of a system, device or person before permitting an action to be performed. Example: confirming the identity of a phone to the wireless network. |
