Sequent

The Sequent Blog

The latest and greatest news, announcements and resources from the leader in digital issuance, HCE and the only truly open wallet platform, Sequent Software Inc.

Recent Posts

August 04

How HCE helps you leverage the mobile app revolution

The world can’t get enough of mobile applications. Last year alone there were 102 billion application downloads according to the analyst firm Gartner. And Google research says 84% of shoppers are now using their mobile phone while they shop in the physical world. Banks would be smart to leverage this revolution. And they would . . .

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Rick Davison
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rick davison
July 30

What is tokenization?

At its root, a token is something with low value representing something with high value; just as a casino chip represents cash. In electronic payments, tokenization is being used to reduce security risks inherent in the collection and transfer of highly sensitive data such as credit card Personal Account Numbers (PAN). In the mobile payments . . .

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Kaushik Roy
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kaushik roy
July 28

Why I joined Sequent: The focus on user experience

Payments and telecom? I have worked with companies large and small, market leaders and start-ups, always working on secure solutions to enable brand-new consumer products and services.  I am fascinated not by the technology per se, but by what it can provide to the user, a consumer like me. As a consumer I . . .

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Andrew Doyle
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andrew doyle
July 24

What is Host Card Emulation?

Host Card Emulation (HCE) is the term describing on-device technology that permits a phone to perform card emulation on an Near Field Communication (NFC)-enabled device without relying on access to a secure element. This new technology gained celebrity status this year when Google announced support for HCE in the KitKat OS. Suddenly with . . .

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Kaushik Roy
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kaushik roy
July 16

Host Card Emulation and Cloud Issuance Give Banks Scale

Host Card Emulation (HCE) and digital issuance can finally give banks the scale they need. Thus far, bank rollouts of mobile payment and wallet services have been hindered by multiple factors from the dependency on the secure element owner, the inability to deploy wallet services across multiple mobile phone operators, to the availability of Near . . .

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Kaushik Roy
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kaushik roy
July 09

Why Europe’s 3rd Largest Bank Chose Sequent for HCE Mobile Payment

The announcement that Sberbank, the largest bank in Russia and Eastern Europe with 100 Million customers, was adopting Host Card Emulation (HCE) mobile payments made many news headlines. It also generated a lot of inquiries as to why Sberbank chose Sequent as the provider of HCE mobile payments technology.

As an analyst asked last week . . .

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David Brudnicki
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david brudnicki
May 15

Reinventing the in-store app experience

I recently came across an article on Retail Touchpoints called “Reinventing The Retail App For In-Store Success”. In it Artisan CEO Bob Moul explains why retailers nowadays care so much about native mobile app strategy for in-store experience and how it is essential to maximizing ROI.

According to a Google research, some 84 . . .

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Stefania Boiocchi
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stefania boiocchi
May 08

Our vision: keep mobile payments simple

Sequent was founded on two basic principles. First, consumers need the ability to make payments anywhere, using their mobile phones and apps they know and trust without worrying about technology or acceptance at merchants. Second, the mobile payments ecosystem needs a neutral provider of secure software solutions that can bring simplicity to an overly complex . . .

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Robb Duffield
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robbduffield
April 11

What Sequent’s Visa approval means

On April 9th, Sequent announced that our Digital Issuance platform had been approved by Visa. Why am I so pleased to have passed one of the most grueling security evaluations a commercial entity can suffer through? One that makes PCI DSS look like a vacation? Because what is stressful for us provides peace of mind . . .

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Lance Johnson
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lancejohnson
April 01

Canada: the future of mobile payments

Recently, a VentureBeat article put into words what we at Sequent have felt for a long time: that Canada may just be the future of mobile payments. Why is that?

Canada probably has the biggest penetration of contactless-enabled POS systems in the world. A whopping 75 percent of major retailers accept contactless payments. Consumers . . .

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Alain Desouza
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alaindesousa

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