Sequent

The Sequent Blog

The latest and greatest news, announcements and resources from the leader in digital issuance, HCE and the only truly open wallet platform, Sequent Software Inc.

Recent Posts

August 26

One tap mobile payments: Patenting simplicity

Sequent announced yesterday that we have received a US patent for a key feature of mobile payments: “one tap” mobile payments. If you don’t know what it is, “one tap” or “single tap” functionality allows mobile wallets to transmit multiple cards — such as payment, loyalty, coupons, and offers — at the same time to a . . .

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David Brudnicki
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david brudnicki
August 18

Host Card Emulation Can Put Banks, Merchants at the Top of the Wallet

Ever since Google announced the availability of Host Card Emulation (HCE) in the last version of Android, the discussion in the world of mobile payments has taken a very interesting turn.

Banks that were previously forced to work with an overly complex technology and large and lengthy integration projects are suddenly in position to compete . . .

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John_Kirst
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john kirst
August 14

Host Card Emulation: A Solution for the 90%

 

I was surprised to read the other day that despite all the hype, still only about 1% of commerce transactions happen in mobile devices according to eMarketer. Even total e-commerce, around from the early days of the Internet, still represents barely 6% of total retail commerce.

These numbers are consistent with the numbers . . .

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Marcelo De Lima
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marcello
August 04

How HCE helps you leverage the mobile app revolution

The world can’t get enough of mobile applications. Last year alone there were 102 billion application downloads according to the analyst firm Gartner. And Google research says 84% of shoppers are now using their mobile phone while they shop in the physical world. Banks would be smart to leverage this revolution. And they would . . .

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Rick Davison
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rick davison
July 30

What is tokenization?

At its root, a token is something with low value representing something with high value; just as a casino chip represents cash. In electronic payments, tokenization is being used to reduce security risks inherent in the collection and transfer of highly sensitive data such as credit card Personal Account Numbers (PAN). In the mobile payments . . .

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Kaushik Roy
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kaushik roy
July 28

Why I joined Sequent: The focus on user experience

Payments and telecom? I have worked with companies large and small, market leaders and start-ups, always working on secure solutions to enable brand-new consumer products and services.  I am fascinated not by the technology per se, but by what it can provide to the user, a consumer like me. As a consumer I . . .

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Andrew Doyle
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andrew doyle
July 24

What is Host Card Emulation?

Host Card Emulation (HCE) is the term describing on-device technology that permits a phone to perform card emulation on an Near Field Communication (NFC)-enabled device without relying on access to a secure element. This new technology gained celebrity status this year when Google announced support for HCE in the KitKat OS. Suddenly with . . .

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Kaushik Roy
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kaushik roy
July 16

Host Card Emulation and Cloud Issuance Give Banks Scale

Host Card Emulation (HCE) and digital issuance can finally give banks the scale they need. Thus far, bank rollouts of mobile payment and wallet services have been hindered by multiple factors from the dependency on the secure element owner, the inability to deploy wallet services across multiple mobile phone operators, to the availability of Near . . .

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Kaushik Roy
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kaushik roy
July 09

Why Europe’s 3rd Largest Bank Chose Sequent for HCE Mobile Payments

The announcement that Sberbank, the largest bank in Russia and Eastern Europe with 100 Million customers, was adopting Host Card Emulation (HCE) mobile payments made many news headlines. It also generated a lot of inquiries as to why Sberbank chose Sequent as the provider of HCE mobile payments technology.

As an analyst asked last week . . .

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David Brudnicki
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david brudnicki
May 15

Reinventing the in-store app experience

I recently came across an article on Retail Touchpoints called “Reinventing The Retail App For In-Store Success”. In it Artisan CEO Bob Moul explains why retailers nowadays care so much about native mobile app strategy for in-store experience and how it is essential to maximizing ROI.

According to a Google research, some 84 . . .

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Stefania Boiocchi
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stefania boiocchi

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