Sequent

The Sequent Blog

The latest and greatest news, announcements and resources from the leader in digital issuance, HCE and the only truly open wallet platform, Sequent Software Inc.

Recent Posts

September 03

Need to catch up fast: What is Near Field Communication (NFC)?

The dream of making payments using our smartphones at the corner store may be closer to reality with the recent developments in the market. Google announced support for Host Card Emulation earlier this year on its Android operating system, making the use of Near Field Communication (NFC) a lot easier on Android devices. And now . . .

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Hans Reisgies
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hans-reisgies
August 28

HCE Infographic: What is Host Card Emulation and Why it Matters

Ever since Google announced support for Host Card Emulation (HCE) earlier this year on the Android OS, banks, merchants and other mobile payment aficionados have been all over it, trying to grasp its significance.  Countless blogs, papers and presentations have been written about it, but, as they say, a picture is worth a thousand words . . .

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Marcelo De Lima
Post written by
marcello
August 26

One tap mobile payments: Patenting simplicity

Sequent announced yesterday that we have received a US patent for a key feature of mobile payments: “one tap” mobile payments. If you don’t know what it is, “one tap” or “single tap” functionality allows mobile wallets to transmit multiple cards — such as payment, loyalty, coupons, and offers — at the same time to a . . .

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David Brudnicki
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david brudnicki
August 18

Host Card Emulation Can Put Banks, Merchants at the Top of the Wallet

Ever since Google announced the availability of Host Card Emulation (HCE) in the last version of Android, the discussion in the world of mobile payments has taken a very interesting turn.

Banks that were previously forced to work with an overly complex technology and large and lengthy integration projects are suddenly in position to compete . . .

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John_Kirst
Post written by
john kirst
August 14

Host Card Emulation: A Solution for the 90%

 

I was surprised to read the other day that despite all the hype, still only about 1% of commerce transactions happen in mobile devices according to eMarketer. Even total e-commerce, around from the early days of the Internet, still represents barely 6% of total retail commerce.

These numbers are consistent with the numbers . . .

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Marcelo De Lima
Post written by
marcello
August 04

How HCE helps you leverage the mobile app revolution

The world can’t get enough of mobile applications. Last year alone there were 102 billion application downloads according to the analyst firm Gartner. And Google research says 84% of shoppers are now using their mobile phone while they shop in the physical world. Banks would be smart to leverage this revolution. And they would . . .

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Rick Davison
Post written by
rick davison
July 30

What is tokenization?

At its root, a token is something with low value representing something with high value; just as a casino chip represents cash. In electronic payments, tokenization is being used to reduce security risks inherent in the collection and transfer of highly sensitive data such as credit card Personal Account Numbers (PAN). In the mobile payments . . .

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Kaushik Roy
Post written by
kaushik roy
July 28

Why I joined Sequent: The focus on user experience

Payments and telecom? I have worked with companies large and small, market leaders and start-ups, always working on secure solutions to enable brand-new consumer products and services.  I am fascinated not by the technology per se, but by what it can provide to the user, a consumer like me. As a consumer I . . .

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Andrew Doyle
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andrew doyle
July 24

What is Host Card Emulation?

Host Card Emulation (HCE) is the term describing on-device technology that permits a phone to perform card emulation on an Near Field Communication (NFC)-enabled device without relying on access to a secure element. This new technology gained celebrity status this year when Google announced support for HCE in the KitKat OS. Suddenly with . . .

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Kaushik Roy
Post written by
kaushik roy
July 16

Host Card Emulation and Cloud Issuance Give Banks Scale

Host Card Emulation (HCE) and digital issuance can finally give banks the scale they need. Thus far, bank rollouts of mobile payment and wallet services have been hindered by multiple factors from the dependency on the secure element owner, the inability to deploy wallet services across multiple mobile phone operators, to the availability of Near . . .

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Kaushik Roy
Post written by
kaushik roy

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