Sequent

The Sequent Blog

The latest and greatest news, announcements and resources from the leader in digital issuance, HCE and the only truly open wallet platform, Sequent Software Inc.

Recent Posts

May 04

Mobile payment fraud – Emerging ground for cyber criminals

We may love the Hollywood movies about amazing bank or jewelry heists, armored car robberies, art scams, and the like, but smart criminals figured out long ago that a good financial data breach is a much more lucrative form of criminal activity. And it comes with the added benefit of much lower risk of arrest . . .

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Narendra Narayanan
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narendra narayanan
April 17

The rise of HCE-based mobile payments

From an interview published on Mobile Payments Today

Last May, Russia-based Sberbank became one of the first major financial institutions to announce a commercial mobile wallet rollout that integrated Host Card Emulation to bypass the secure element in a smartphone to make NFC mobile payments. Sequent Software Inc., a U.S.-based firm that . . .

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Kaushik Roy
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kaushik roy
February 26

Tokenization is not enough: Ensuring secure mobile payments using dynamic issuance with on-device security and management

HCE cloud-based mobile payments have opened a new chapter in the industry’s thinking around security of card data on-device and the risk management associated with it.  The lack of secure element hardware storage on-device creates the need for strong software based solutions to mitigate the risk of storing sensitive card data . . .

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Kaushik Roy
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kaushik roy
January 14

Banks and Merchants Must Have Their Own Payment Apps

Banks and merchants are under threat to lose millions of dollars in investment in their apps by allowing them to become obsolete because they don’t provide the most desired functionality of all: Payment.

The reason is simple. A mobile app that offers a new and better way to perform a task that literally occurs . . .

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David Brudnicki
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david brudnicki
December 16

Infographic: What Will Android Pay Look Like?

The launch of Apple Pay may have been the most impactful announcement of any tech firm this year. The tech titan with the Midas touch and customer experience extraordinaire will finally make mobile payments work where so many other have stumbled. I will finally be able to leave my wallet at home and transact anywhere . . .

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Kaushik Roy
Post written by
kaushik roy
November 19

New Free eBook: Turn Any App Into a Wallet

Sequent’s new eBook “Turn Any App Into a Wallet” helps banks, merchants and other app owners understand how to add valuable commerce functionality to their existing mobile apps.

Most companies understand that having their branded mobile app in a consumer’s smart phone is the closest connection they have ever had with their customers . . .

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Marcelo De Lima
Post written by
marcello
October 29

Deploy an Android Wallet Today with HCE, APIs and Your Own Mobile App

Apple Pay is here and banks can finally enable NFC mobile payments for their iPhone carrying customers. However, the Apple smart phone user base, while considerable, is only part of the entire customer base of banks and merchants. How can banks serve their entire customer base, especially their Android-based customers?

And this is not . . .

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Marcelo De Lima
Post written by
marcello
October 16

Secure elements vs cloud-based HCE: What is more secure for NFC mobile payments?

With the introduction earlier this year of Host Card Emulation (HCE) and last month’s reveal of the iPhone 6, Near Field Communication (NFC) technology is making a strong move to fulfill its promise to be the dominant “physical world” payments technology.

The reinvigoration of interest in NFC is raising the stakes for enabling technologies . . .

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Lance Johnson
Post written by
lancejohnson
October 03

HCE Support Could Reach 85% of Smart Phones

Host Card Emulation (HCE) technology support is growing by leaps and bounds. Since it was introduced in the KitKat version of Android Operating System, HCE support in smart phones has been growing in a steep curve. Last month Google released new usage numbers showing that 25% of all smart phones running Android OS are already . . .

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Marcelo De Lima
Post written by
marcello
September 30

App Enablement: Turn Any App Into a Wallet

Today most companies understand that having their branded mobile app in a consumer’s smart phone is the closest connection they have ever had with their customers. With time spent on mobile devices rising, companies with a mobile app on a consumer’s phone have a spotlight and opportunity to connect like never before.

Apps . . .

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Kaushik Roy
Post written by
kaushik roy

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